Agrani Bank – SME Small Transport Credit Program (SMESTCP) 

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Agrani Bank SME Small Transport Credit Program (SMESTCP) 

Agrani Bank emerged as a Nationalized Commercial Bank following the Bangladesh Banks (Nationalization) Order 1972 vide President’s Order No. 26 of 1972 under which former Habib Bank Limited and Commerce Bank Limited and renamed as Agrani Bank. The Bank was incorporated as a State-owned Commercial Bank on 17 May 2007 under the Companies Act 1994. On a going concern basis, Agrani Bank Limited took over the business, assets, liabilities, rights and obligations of Agrani Bank through a vendor’s agreement signed on 15 November 2007 between the Ministry of Finance of the People’s Republic of Bangladesh and the Board of Directors of ABL with retrospective effect from 01 July, 2007.

SME Small Transport Credit Program (SMESTCP) is designed for income generation, employment creation and the development of the rural transport system. An eligible person or a 2-3 member group can avail the loan facilities to purchase an eco-friendly small transport under this program. The maximum loan ceiling is Tk.3,00,000 and rate of interest is only 9.00% per annum. It is a collateral free loan up to a certain limit.