Agrani Bank – Small Credit Program for the Women (SCPW)

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Agrani Bank Small Credit Program for the Women (SCPW)

Agrani Bank emerged as a Nationalized Commercial Bank following the Bangladesh Banks (Nationalization) Order 1972 vide President’s Order No. 26 of 1972 under which former Habib Bank Limited and Commerce Bank Limited and renamed as Agrani Bank. The Bank was incorporated as a State-owned Commercial Bank on 17 May 2007 under the Companies Act 1994. On a going concern basis, Agrani Bank Limited took over the business, assets, liabilities, rights and obligations of Agrani Bank through a vendor’s agreement signed on 15 November 2007 between the Ministry of Finance of the People’s Republic of Bangladesh and the Board of Directors of ABL with retrospective effect from 01 July, 2007.

Small Credit Program for the Women (SCPW) is a small credit program for the women. It is introduced to uplift the socio economic condition of the women. A large number of income generating activities such as tailoring, printing and dying, readymade garments, laundry, poultry, mini dairy, goat rearing, beef fattening, nursery etc. are involved in the program activities. Maximum loan limit is Tk.1,00,000. Up to the loan amount of Tk.50,000 no collateral is required. The rate of interest is only 9.00% per annum under the credit program. All the branches of Agrani Bank Limited can disburse the credit to the eligible women under this program.