AB Bank – Awparajita SME Loan

Awparajita is a loan facility for meeting working capital requirement as well as fixed investment in businesses for women entrepreneurs.

Purpose

A loan facility for meeting working capital requirement as well as fixed investment in businesses for women entrepreneurs

Determination of Limit

• Limit will be determined by the stock and/or volume of sales
• Loan amount will be maximum 80% of the proposed additional investment/expenditure

Repayment

• Through EMI/Lump sum/ continuous payment like OD

Loan Amount

• Maximum: TK 2 Crore (Collateral free maximum Limit is TK 25 lacs)

Tenor

• Maximum 3 (three) years

Security and/or Collateral

• Hypothecation of stock and/or book debts
• Registered mortgage of properties/ Tripartite agreement for shop or business premises.
• PG of the spouse of the borrower; in case of unmarried customer, father/ mother or any other able family member